CIBIL Score Correction & Credit Health
Identify and correct errors, resolve negative entries, and strengthen your Individual or Commercial (CMR) CIBIL profile for long-term financial stability and loan eligibility.
HMG Solutions & Consultancy Services is a Pan India financial consulting firm specializing in CIBIL score correction, credit report rectification, loan eligibility improvement, and financial awareness, with strong dominance across the North-East region.
Your Trusted Partner in Credit Transformation
Smart CIBIL solutions that improve your score, fix report errors, and boost loan approval chances.
With a client-first approach, we ensure every credit profile moves toward stability, trust, and loan eligibility.
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SERVICES WE PROVIDE
Complete credit, loan & financial solutions — Everything under One Roof.
From CIBIL correction to loan readiness and financial protection, we deliver structured solutions tailored to individual and business credit profiles.
Loan Facilitation Services
End-to-end support for personal, business, home, and property loans. We prepare your credit profile to meet bank and NBFC approval standards for faster, smoother processing.
Insurance & Financial Protection
Secure your financial future with trusted health and life insurance solutions, designed to protect individuals, families, and businesses against unforeseen risks.
Mutual Funds & Wealth Planning
Smart investment guidance through reliable mutual fund options, aligned with your income, risk profile, and long-term financial goals.
CIBIL SCORE vs CIBIL RANK
Understand how CIBIL Score and Rank impact your financial opportunities.
Cibil Score
CIBIL Score reflects an individual’s creditworthiness based on their personal credit history.
- Applies to Individuals
- Measures personal credit worthiness
- Based on Personal credit history, repayment behavior, credit utilization, loan mix
- Helps individuals qualify for personal, home, auto, and consumer loans
Cibil Rank
CIBIL Rank indicates a business’s credit health, with a lower rank showing stronger financial credibility.
- Applies to Businesses / MSMEs
- Assesses business credit risk
- Based on Company financials, repayment trends, credit exposure, credit history
- Helps businesses get business loans, credit lines, and working capital
Our Expertise & Nationwide Financial Solutions
Delivering trusted financial correction and advisory services across India with proven success.
Pan India Operations
We provide civil (CIBIL) correction services across India, covering metropolitan, urban, and rural regions.
Northeast India Specialists
The one and only dedicated civil correction company serving the entire Northeast India region.
Years of Proven Service
Established and actively serving clients with consistent results and long-term financial solutions.
Trusted by Leading Banks
Successfully worked with multiple banking institutions to resolve and improve customer CIBIL scores.
High Success Rate
Demonstrated excellence in fixing CIBIL issues with a strong success ratio and client satisfaction.
Individual & Corporate Services
Comprehensive services for individuals, corporates (CMR), and loan-providing companies.
Loan Assistance
End-to-end support for personal loans, business loans, gold loans, and property loans.
Insurance & Mutual Funds
Connected with insurance providers and mutual fund services to support long-term financial planning.
NGO Collaboration
Actively working with NGOs to empower communities through financial inclusion initiatives.
Banking Awareness Programs
Conducting financial literacy and banking awareness programs with industry professionals.
ABOUT US
Pan India specialists in CIBIL correction, credit recovery & financial consulting.
HMG Solutions And Consultancy Service is a trusted financial consulting and CIBIL correction firm dedicated to helping individuals, professionals, and businesses rebuild their credit strength and regain financial confidence. We specialize in CIBIL score correction, credit report rectification, and loan eligibility enhancement, delivering structured and compliant solutions across Pan India. With a strong operational presence throughout the entire North-East region, we are proud to be one of the very few companies offering focused CIBIL correction services at this scale.
Our team works extensively on both individual and commercial (CMR) credit profiles, addressing complex issues such as written-off accounts, settled loans, overdue payments, wilful defaults, and suit-filed cases. Each case is handled through a transparent, documented, and legally compliant process, ensuring sustainable credit improvement rather than temporary fixes. Our objective is not just correction, but building long-term financial discipline and credibility.
Backed by practical exposure to leading financial institutions including ICICI Bank, State Bank of India (SBI), HDFC Bank, Axis Bank, Kotak Mahindra Bank, Yes Bank, and other PSU and private banks, we understand real banking evaluation frameworks. This enables us to prepare credit profiles that align with bank expectations, significantly improving approval success for personal loans, business loans, home loans, property loans, and working capital requirements.
In addition to credit and loan services, HMG Solutions And Consultancy Service is associated with trusted partners in mutual funds and insurance, offering health insurance and financial protection solutions to secure clients against future risks. We also actively collaborate with NGOs and social organizations, conducting banking awareness and financial literacy programs to educate people about CIBIL scores, responsible borrowing, and long-term financial planning—especially in underserved regions.
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Credit Profiles Corrected
20K+
Successful Loan Eligibility
95%+
We Work With Leading Credit Rating Companies
Trusted collaborations with established credit rating and financial institutions.
Our Expertise
What We Do
HMG Solutions And Consultancy Service delivers end-to-end financial and credit solutions, specializing in CIBIL correction and loan facilitation across Pan India.
CIBIL & Credit Score Correction
Professional analysis and correction of Individual and Commercial CIBIL (CMR) reports through legal processes.
- CIBIL report update & error correction
- Written-off & settled account resolution
- Overdue & wilful default guidance
- Score improvement strategy
Loan Facilitation
We assist in becoming loan-eligible by improving credit profiles and structuring finances.
- Personal & Business Loans
- Home & Property Loans
- Working Capital & MSME loans
Banking Consulting
Experience with leading banks like ICICI, SBI, HDFC, and Axis to guide your approval frameworks.
- Eligibility assessment
- Documentation & compliance
Financial Protection
Health & life insurance and mutual fund associations for long-term stability.
Social Awareness
Working with NGOs to spread financial literacy and responsible credit usage.
OUR WORK PROCESS
A transparent, compliant, and result-oriented process to correct your CIBIL and restore financial trust.
Credit Profile Evaluation
We begin with a detailed evaluation of your Individual or Commercial (CMR) CIBIL report. Our experts identify inaccuracies, risk factors, written-off or settled accounts, overdue entries, and bank-level red flags impacting your creditworthiness.
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Correction & Bank-Aligned Strategy
Based on findings, we initiate compliant correction procedures, raise disputes where applicable, and implement a customized improvement strategy aligned with banking and NBFC approval frameworks to enhance loan eligibility.
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Monitoring, Guidance & Loan Readiness
We continuously monitor progress, share regular updates, and provide financial counseling to maintain long-term credit discipline. Once stabilized, we guide clients toward safe and successful loan application readiness.
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CLIENTS TESTIMONIALS
Clients who trusted us — and changed their financial future.
“The team was extremely professional and transparent throughout the process. Every update was timely, and the results exceeded our expectations.”
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Rahul Sharma
3 weeks ago
“Working with this team was stress-free and efficient. They understood our requirements quickly and delivered results faster than expected.”
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Priya Verma
3 weeks ago
“Clear communication, great support, and outstanding results. We are very satisfied with the overall experience.”
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Amit Patel
3 weeks ago
“Very professional team with strong technical knowledge. The entire process was smooth and well managed.”
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Sneha Iyer
3 weeks ago
“Excellent service quality and very responsive support team. Highly recommended for anyone looking for reliable service.”
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Arjun Reddy
4 weeks ago
“Good experience overall. Communication was clear and the delivery timeline was maintained properly.”
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Neha Gupta
4 weeks ago
“Outstanding professionalism and customer support. The team guided us at every step.”
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Rohit Singh
4 weeks ago
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